Plan Snapshot
- Plan Sponsor: Cumming Management Group, INC.
- Sponsor EIN: 208782096
- Sponsor Address: 25240 HANCOCK AVE, MURRIETA, CA, 92562
- Plan Type: 401(k)
- Total Participants: 1,787
- Total Assets: $159.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,787 | $159.6M | $5.1M | $17.1M |
| 2023 | 1,329 | $108.2M | $3.9M | $12.5M |
| 2022 | 1,103 | $79.5M | $2.7M | $10.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | ADVISOR | $59,612 | — | $59,612 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $50,943 | — | $50,943 |
| BAKER TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STRATEGIC ADVISORS, INC. — ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $110,555
- Estimated Expense Ratio: 0.069% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $110,555 | $59,612 | — | — | — |
| 2023 | $72,988 | $48,930 | — | — | — |
| 2022 | $45,725 | $38,489 | — | — | — |