Plan Snapshot
- Plan Sponsor: Cuad Health Benefits Trust
- Sponsor EIN: 823520467
- Sponsor Address: 2005 N KAVANEY DRIVE SUITE 201, BISMARCK, ND, 58501
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 705
- Total Assets: $9.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 705 | $9.0M | $0 | $0 |
| 2024 | 704 | $7.8M | $0 | $11.1M |
| 2023 | 976 | $5.6M | $0 | $14.7M |
| 2022 | 654 | $4.4M | $0 | $14.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CREDIT UNION ASSOC OF THE DAKOTAS | Other Service Provider | $64,000 | — | $64,000 |
| EIDE BAILLY LLP | Other Service Provider | $39,519 | — | $39,519 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $103,519
- Estimated Expense Ratio: 1.153% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $10,671,654 | $107,012 | $490,046 | — | — |
| 2024 | $1,082,986 | $107,013 | $476,098 | — | — |
| 2023 | $1,348,841 | $143,263 | $813,587 | — | — |
| 2022 | $1,451,920 | $178,071 | $941,498 | — | $128,986 |