Plan Snapshot
- Plan Sponsor: Ctc Americas, INC.
- Sponsor EIN: 061416686
- Sponsor Address: 64 DANBURY ROAD, WILTON, CT, 06897
- Plan Type: 401(k)
- Total Participants: 705
- Total Assets: $69.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 705 | $69.5M | $2.1M | $4.4M |
| 2023 | 599 | $62.0M | $2.1M | $4.2M |
| 2022 | 649 | $68.5M | $2.2M | $5.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LOREN D. STARK COMPANY | THIRD PARTY ADMINISTRATO | — | $31,758 | $31,758 |
| VOYA RETIREMENT ADVISORS, LLC | SERVICE PROVIDER | $12,776 | — | $12,776 |
| MORNINGSTAR | SERVICE PROVIDER | — | $9,775 | $9,775 |
| VOYA RETIREMENT INS & ANNUITY CO | SERVICE PROVIDER, OTHER | $7,278 | $113 | $7,391 |
| MORNINGSTAR INVESTMENT MANAGEMENT | SERVICE PROVIDER | $7,278 | — | $7,278 |
| CROWE LLP | SERVICE PROVIDER | $6,563 | — | $6,563 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORNINGSTAR — SERVICE PROVIDER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $75,541
- Estimated Expense Ratio: 0.109% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $67,184 | — | $67,184 | — | — |
| 2023 | $57,604 | — | $57,604 | — | — |
| 2022 | $66,321 | — | $66,321 | — | — |