Plan Snapshot
- Plan Sponsor: Credit Bureau Systems, INC.
- Sponsor EIN: 610925848
- Sponsor Address: 100 FULTON COURT, PADUCAH, KY, 42002
- Plan Type: 401(k)
- Total Participants: 194
- Total Assets: $4.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 194 | $4.3M | $111,452 | $292,449 |
| 2023 | 192 | $3.9M | $118,048 | $278,002 |
| 2022 | 227 | $3.6M | $113,093 | $323,376 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WILLIAMS, WILLIAMS & LENTZ, LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $12,877 | — | $12,877 | — | — |
| 2023 | $13,226 | — | $13,226 | — | — |
| 2022 | $12,734 | — | — | — | — |