Plan Snapshot
- Plan Sponsor: Creative Planning LLC
- Sponsor EIN: 431270780
- Sponsor Address: 5454 W 110TH STREET, OVERLAND PARK, KS, 662111204
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 2,882
- Total Assets: $371.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 2,882 | $371.2M | $0 | $0 |
| 2024 | 2,243 | $269.6M | $11.2M | $27.8M |
| 2023 | 2,100 | $199.3M | $8.7M | $21.5M |
| 2022 | 1,412 | $104.1M | $6.4M | $15.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $268,215 | — | $268,215 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $268,215
- Estimated Expense Ratio: 0.072% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $14,028,627 | — | $268,216 | — | — |
| 2024 | $210,066 | — | $210,066 | — | — |
| 2023 | $126,851 | — | $126,851 | — | — |
| 2022 | $119,870 | — | $91,683 | — | $28,187 |