Plan Snapshot
- Plan Sponsor: Creative Options, INC.
- Sponsor EIN: 521770675
- Sponsor Address: 9409 PHILADELPHIA ROAD, ROSEDALE, MD, 21237
- Plan Type: 401(k)
- Total Participants: 191
- Total Assets: $2.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 191 | $2.5M | $372,006 | $343,017 |
| 2023 | 184 | $2.0M | $298,417 | $255,417 |
| 2022 | 198 | $2.3M | $201,631 | $188,191 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FITZPATRICK | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $28,594 | $9,879 | — | — | — |
| 2023 | $26,395 | $11,241 | — | — | — |
| 2022 | $13,513 | — | — | — | — |