Plan Snapshot
- Plan Sponsor: Creative Dining Services, INC.
- Sponsor EIN: 382915451
- Sponsor Address: ONE ROYAL PARK DR., ZEELAND, MI, 49464
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 1,053
- Total Assets: $0
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,053 | $0 | $0 | $0 |
| 2023 | 998 | $0 | $0 | $0 |
| 2022 | 893 | $0 | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| QBE INSURANCE CORPORATION | Other Service Provider | $802,474 | — | $802,474 |
| ALLIED BENEFIT SYSTEMS LLC | Recordkeeper | $246,752 | — | $246,752 |
| TOTAL CONTROL HEALTH PLANS | Other Service Provider | $136,812 | — | $136,812 |
| AETNA LIFE INSURANCE COMPANY | Recordkeeper | $136,361 | — | $136,361 |
| HEALTH 180 LLC | Other Service Provider | $36,290 | — | $36,290 |
| DELTA DENTAL OF MICHIGAN | Other Service Provider | $29,653 | — | $29,653 |
| TELADOC | Other Service Provider | $10,163 | — | $10,163 |
| AMERICAN HEALTH HOLDING | Other Service Provider | $9,145 | — | $9,145 |
| TCHP, LLC | Other Service Provider | — | $6,768 | $6,768 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,414,418
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | — | — | — | — | — |
| 2023 | — | — | — | — | — |
| 2022 | — | — | — | — | — |