Plan Snapshot
- Plan Sponsor: Cpd Distribution, LLC
- Sponsor EIN: 273717322
- Sponsor Address: 1708 NORTHWOOD DR., TROY, MI, 48084
- Plan Type: 401(k)
- Total Participants: 194
- Total Assets: $10.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 194 | $10.4M | $184,145 | $1.4M |
| 2023 | 148 | $7.8M | $159,046 | $1.0M |
| 2022 | 125 | $6.2M | $135,994 | $886,024 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NORTHWESTERN MUTUAL INVESTMENT SERV | Investment Advisor | $49,339 | — | $49,339 |
| ADP, INC. | Recordkeeper | $18,930 | — | $18,930 |
| CVHT PLC | Other Service Provider | $8,950 | — | $8,950 |
| DOEREN MAYHEW & CO., P.C. | Auditor | $8,000 | — | $8,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- NORTHWESTERN MUTUAL INVESTMENT SERV — Investment Advisor
- ADP, INC. — Recordkeeper
- DOEREN MAYHEW & CO., P.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $85,219
- Estimated Expense Ratio: 0.817% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $85,219 | $66,288 | — | — | — |
| 2023 | $107,233 | $41,649 | — | — | — |
| 2022 | $53,254 | — | $36,157 | — | $17,097 |