Plan Snapshot
- Plan Sponsor: Coosa Valley Credit Union
- Sponsor EIN: 580664019
- Sponsor Address: 2010 REDMOND CIRCLE, ROME, GA, 30165
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 154
- Total Assets: $13.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 154 | $13.3M | $0 | $0 |
| 2024 | 128 | $10.9M | $572,515 | $653,702 |
| 2023 | 125 | $9.2M | $480,648 | $565,098 |
| 2022 | 110 | $7.4M | $414,284 | $487,748 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | Other Service Provider | $72,231 | — | $72,231 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $72,231
- Estimated Expense Ratio: 0.544% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,056,699 | — | $23,251 | — | — |
| 2024 | $9,240 | — | $9,240 | — | — |
| 2023 | $10,477 | — | $10,477 | — | — |
| 2022 | $37,295 | $28,482 | $8,813 | — | — |