Plan Snapshot
- Plan Sponsor: Consumers Energy Company
- Sponsor EIN: 380442310
- Sponsor Address: ONE ENERGY PLAZA, JACKSON, MI, 492012277
- Plan Type: Health & Welfare
- Plan Number: 510
- Total Participants: 0
- Total Assets: $1.2B
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 0 | $1.2B | $11.9M | $3.9M |
| 2023 | 0 | $1.1B | $10.6M | $4.4M |
| 2022 | 0 | $1.0B | $8.5M | $4.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AON INVESTMENTS USA INC | Other Service Provider | $349,211 | — | $349,211 |
| NORTHERN TRUST | Custodian / Trustee | $303,068 | — | $303,068 |
| CLARION PARTNERS, LLD | Other Service Provider | $146,307 | — | $146,307 |
| EARNEST PARTNERS | Other Service Provider | $104,094 | — | $104,094 |
| LOOMIS | Other Service Provider | $80,512 | — | $80,512 |
| PIMCO | Other Service Provider | $65,383 | — | $65,383 |
| METLIFE INVESTMENT MGMT HOLDINGS | Other Service Provider | $53,832 | — | $53,832 |
| STATE STREET RESEARCH & MGMT | Other Service Provider | $37,235 | — | $37,235 |
| FRANKLIN TEMPLETON | Other Service Provider | $25,064 | — | $25,064 |
| DELOITTE TAX | Other Service Provider | $13,640 | — | $13,640 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,178,346
- Estimated Expense Ratio: 0.102% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,779,372 | $1,779,372 | — | — | — |
| 2023 | $8,009,796 | $8,009,796 | — | — | — |
| 2022 | $2,756,192 | $2,756,192 | — | — | — |