Plan Snapshot
- Plan Sponsor: Consumer Directed Choices, INC.
- Sponsor EIN: 161516618
- Sponsor Address: 7 WASHINGTON SQUARE, ALBANY, NY, 12205
- Plan Type: 401(k)
- Total Participants: 3,198
- Total Assets: $5.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,198 | $5.3M | $258,115 | $432,579 |
| 2023 | 2,667 | $4.5M | $224,812 | $337,337 |
| 2022 | 2,243 | $3.9M | $187,558 | $283,498 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BST & CO. CPAS. LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BST & CO. CPAS. LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $17,949 | — | $13,175 | — | — |
| 2023 | $3,866 | — | $3,866 | — | — |
| 2022 | $3,426 | — | $3,426 | — | — |