Plan Snapshot
- Plan Sponsor: Constellation Brands, INC.
- Sponsor EIN: 160716709
- Sponsor Address: 50 EAST BROAD STREET, ROCHESTER, NY, 146142102
- Plan Type: 401(k)
- Total Participants: 4,111
- Total Assets: $1.1B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,111 | $1.1B | $27.8M | $41.2M |
| 2023 | 3,762 | $978.9M | $24.9M | $40.2M |
| 2022 | 3,888 | $837.2M | $23.3M | $37.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER LIFE & ANNUITY INSURANCE CO | RECORDKEEPER | $322,443 | — | $322,443 |
| CAPFINANCIAL PARTNERS LLC DBA CAPTR | INVESTMENT ADVISOR | $60,846 | — | $60,846 |
| BONADIO & CO LLP | AUDITOR | $19,500 | — | $19,500 |
| BONADIO GROUP | Auditor | $19,500 | — | $19,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BONADIO & CO LLP — AUDITOR
- BONADIO GROUP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $422,289
- Estimated Expense Ratio: 0.038% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $395,055 | $60,846 | — | $19,500 | — |
| 2023 | $444,626 | $81,267 | — | $15,750 | — |
| 2022 | $415,331 | $45,672 | $358,409 | — | $11,250 |