Plan Snapshot
- Plan Sponsor: Consolidated Waterproofing Contractors, INC.
- Sponsor EIN: 521874733
- Sponsor Address: 10732 HANNA STREET, BELTSVILLE, MD, 20705
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 276
- Total Assets: $25.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 276 | $25.6M | $0 | $0 |
| 2024 | 244 | $21.4M | $578,534 | $852,032 |
| 2023 | 293 | $17.8M | $577,010 | $822,136 |
| 2022 | 265 | $13.8M | $472,957 | $705,088 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | Other Service Provider | $34,284 | — | $34,284 |
| SAFE HARBOR INVESTMENT ADVISORS | Other Service Provider | $30,000 | — | $30,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $64,284
- Estimated Expense Ratio: 0.251% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $753,792 | $30,000 | $30,527 | — | — |
| 2024 | $66,036 | $30,000 | $36,036 | — | — |
| 2023 | $63,504 | $30,000 | $33,504 | — | — |
| 2022 | $58,594 | — | $27,444 | — | — |