Plan Snapshot
- Plan Sponsor: Concrete Protection & Restoration, INC.
- Sponsor EIN: 521968972
- Sponsor Address: 2811 LORD BALTIMORE DRIVE, BALTIMORE, MD, 21244
- Plan Type: 401(k)
- Total Participants: 355
- Total Assets: $8.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2023 | 355 | $8.5M | $206,155 | $446,597 |
| 2022 | 335 | $6.9M | $174,796 | $376,546 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RED OAK FINANCIAL GROUP | INVESTMENT ADVISOR | $26,888 | — | $26,888 |
| CONCRETE PROTECTION & RESTORATION | OTHER | $26,000 | — | $26,000 |
| ELLIN & TUCKER | Auditor | $13,000 | — | $13,000 |
| RED OAK RETIREMENT | CONTRACT ADMIN | $11,850 | — | $11,850 |
| ASCENSUS TRUST | RECORDKEEPER | $9,214 | — | $9,214 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RED OAK FINANCIAL GROUP — INVESTMENT ADVISOR
- ELLIN & TUCKER — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $86,952
- Estimated Expense Ratio: 1.027% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2023 | $36,976 | $13,444 | $5,925 | $13,000 | — |
| 2022 | $55,333 | $36,270 | $3,100 | — | $12,000 |