Plan Snapshot
- Plan Sponsor: Concrete Holding Co. Of Al
- Sponsor EIN: 630785186
- Sponsor Address: 2000A SOUTHBRIDGE PKWY, BIRMINGHAM, AL, 352097704
- Plan Type: 401(k)
- Total Participants: 371
- Total Assets: $17.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 371 | $17.4M | $761,345 | $987,092 |
| 2023 | 352 | $15.6M | $690,785 | $863,721 |
| 2022 | 331 | $13.7M | $583,741 | $816,717 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $61,143 | — | $61,143 |
| MORGAN STANLEY & CO. | INVESTMENT ADVISORY | $23,282 | — | $23,282 |
| BMSS, LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY & CO. — INVESTMENT ADVISORY
- BMSS, LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $84,425
- Estimated Expense Ratio: 0.484% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $84,425 | $23,282 | $61,143 | — | — |
| 2023 | $76,321 | $22,592 | $53,729 | — | — |
| 2022 | $75,991 | $23,273 | $52,718 | — | — |