Plan Snapshot
- Plan Sponsor: Concord Lumber Corporation
- Sponsor EIN: 042482120
- Sponsor Address: 55 WHITE STREET, LITTLETON, MA, 01460
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 158
- Total Assets: $8.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 158 | $8.5M | $0 | $0 |
| 2024 | 109 | $7.5M | $0 | $343,260 |
| 2023 | 127 | $6.9M | $108,891 | $384,957 |
| 2022 | 134 | $5.7M | $173,950 | $273,911 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH INC | Investment Advisor | — | $19,760 | $19,760 |
| AEGIS RETIREMENT PARTNERS LLC | Recordkeeper | — | $6,895 | $6,895 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $26,655
- Estimated Expense Ratio: 0.312% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $727,363 | — | $2,450 | — | — |
| 2024 | $2,900 | — | $2,550 | — | — |
| 2023 | $1,800 | — | — | — | — |
| 2022 | $2,513 | — | $88 | — | $2,425 |