Plan Snapshot
- Plan Sponsor: Community Access Unlimited, INC.
- Sponsor EIN: 222318586
- Sponsor Address: 80 W GRAND ST, ELIZABETH, NJ, 072021471
- Plan Type: 401(k)
- Total Participants: 736
- Total Assets: $20.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 736 | $20.9M | $1.9M | $2.0M |
| 2023 | 696 | $16.9M | $1.5M | $1.4M |
| 2022 | 593 | $14.9M | $1.1M | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $169,658 | — | $169,658 |
| CETERA INVESTMENT ADVISERS LLC | INVESTMENT ADVISORY | — | $22,675 | $22,675 |
| CETERA ADVISORS LLC | INVESTMENT ADVISORY | — | $19,525 | $19,525 |
| BDO USA P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BDO USA P.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $211,858
- Estimated Expense Ratio: 1.016% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $169,658 | — | $169,658 | — | — |
| 2023 | $145,004 | $30,022 | $105,005 | — | — |
| 2022 | $149,355 | $37,985 | $84,085 | — | $27,285 |