Plan Snapshot
- Plan Sponsor: Communications Test Design, INC.
- Sponsor EIN: 232015935
- Sponsor Address: GOSHEN CORPORATE PARK, WEST CHESTER, PA, 19380
- Plan Type: 401(k)
- Total Participants: 8,636
- Total Assets: $408.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 8,636 | $408.9M | $13.9M | $23.5M |
| 2023 | 8,865 | $362.7M | $12.6M | $22.2M |
| 2022 | 8,722 | $313.0M | $9.7M | $21.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER INS CO OF AMERICA | NONE | $384,172 | — | $384,172 |
| EMPOWER ADVISORY GROUP, LLC | NONE | $150,082 | — | $150,082 |
| CLEARVIEW FINANCIAL PARTNERS LLC | NONE | $96,250 | — | $96,250 |
| FISCHER CUNNANE & ASSOCIATES, LTD | NONE | $19,500 | — | $19,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $650,004
- Estimated Expense Ratio: 0.159% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $650,904 | $246,332 | — | $19,500 | — |
| 2023 | $532,743 | $236,513 | — | $20,800 | — |
| 2022 | $485,006 | $232,997 | $2,187 | — | $600 |