Plan Snapshot
- Plan Sponsor: Commercial Tool & Die, INC.
- Sponsor EIN: 382081736
- Sponsor Address: 5351 RUSCHE DR NW, COMSTOCK PARK, MI, 49321
- Plan Type: 401(k)
- Total Participants: 295
- Total Assets: $25.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 295 | $25.2M | $320,103 | $1.7M |
| 2023 | 294 | $21.5M | $323,227 | $1.6M |
| 2022 | 291 | $18.2M | $311,579 | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL SECURITIES INC | Investment Advisor | $40,085 | — | $40,085 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $29,560 | — | $29,560 |
| STRATEGIC ADVISORS, INC. | Investment Advisor | $11,315 | — | $11,315 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — Recordkeeper
- STRATEGIC ADVISORS, INC. — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $80,960
- Estimated Expense Ratio: 0.321% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $80,960 | $51,400 | — | — | — |
| 2023 | $83,482 | $54,419 | — | — | — |
| 2022 | $95,520 | $17,992 | — | — | — |