Plan Snapshot
- Plan Sponsor: Commercial Insurance Associates
- Sponsor EIN: 810552954
- Sponsor Address: 103 POWELL COURT SUITE 200, BRENTWOOD, TN, 37027
- Plan Type: 401(k)
- Total Participants: 123
- Total Assets: $8.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 123 | $8.7M | $183,476 | $827,863 |
| 2023 | 116 | $8.3M | $147,693 | $1.2M |
| 2022 | 135 | $6.2M | $112,232 | $982,181 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ROBERT W BAIRD & CO INCORPORATED | Investment Advisor | $30,124 | — | $30,124 |
| CAPITAL GROUP RETIREMENT PLAN SVCS. | Recordkeeper | $24,348 | — | $24,348 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $54,472
- Estimated Expense Ratio: 0.623% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $54,472 | $30,124 | — | — | — |
| 2023 | $38,768 | $29,808 | — | — | — |
| 2022 | $15,706 | — | — | — | — |