Plan Snapshot
- Plan Sponsor: Commerce Bank & Trust Holding Company
- Sponsor EIN: 480876926
- Sponsor Address: 3035 SW TOPEKA BOULEVARD, TOPEKA, KS, 666112122
- Plan Type: 401(k)
- Total Participants: 222
- Total Assets: $22.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 222 | $22.9M | $530,474 | $1.2M |
| 2023 | 240 | $20.5M | $543,689 | $1.2M |
| 2022 | 239 | $17.0M | $503,745 | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $62,850 | — | $62,850 |
| CLIFTONLARSONALLEN LLP | ACCOUNTANT | $17,991 | — | $17,991 |
| MIZE CPAS INC. | Auditor | $17,989 | — | $17,989 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CLIFTONLARSONALLEN LLP — ACCOUNTANT
- MIZE CPAS INC. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $98,830
- Estimated Expense Ratio: 0.431% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $80,840 | — | $62,851 | $17,989 | — |
| 2023 | $69,110 | — | $51,121 | $17,989 | — |
| 2022 | $63,728 | — | $48,085 | — | $15,643 |