Plan Snapshot
- Plan Sponsor: Combined Public Communications
- Sponsor EIN: 311421854
- Sponsor Address: 100 AQUA DRIVE, COLD SPRING, KY, 41076
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 261
- Total Assets: $10.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 261 | $10.1M | $439,186 | $813,042 |
| 2023 | 247 | $8.0M | $393,801 | $743,849 |
| 2022 | 228 | $6.3M | $370,232 | $675,783 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UBS | Other Service Provider | $61,209 | — | $61,209 |
| PENSION CORPORATION OF AMERICA | Other Service Provider | $7,125 | $4,533 | $11,658 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $72,867
- Estimated Expense Ratio: 0.722% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $68,334 | $61,209 | — | — | — |
| 2023 | $56,019 | $52,810 | — | — | — |
| 2022 | $48,347 | $43,350 | $4,997 | — | — |