Plan Snapshot
- Plan Sponsor: Cog Marketers, Ltd
- Sponsor EIN: 382470646
- Sponsor Address: 3055 WEST M-21, ST. JOHNS, MI, 48879
- Plan Type: 401(k)
- Total Participants: 133
- Total Assets: $24.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 133 | $24.5M | $932,627 | $1.3M |
| 2023 | 124 | $20.9M | $679,986 | $1.1M |
| 2022 | 118 | $18.8M | $695,592 | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL, LLC | INVESTMENT ADVISOR | $9,000 | — | $9,000 |
| MANER COSTERISAN | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MANER COSTERISAN — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $9,000
- Estimated Expense Ratio: 0.037% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $11,065 | $9,000 | — | — | — |
| 2023 | $23,732 | $12,000 | — | — | — |
| 2022 | $21,632 | — | $21,632 | — | — |