Plan Snapshot
- Plan Sponsor: Clifford Fuel Co, INC.
- Sponsor EIN: 150620960
- Sponsor Address: PO BOX 378, MARCY, NY, 13403
- Plan Type: DC
- Plan Number: 005
- Total Participants: 174
- Total Assets: $10.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 174 | $10.1M | $544,632 | $0 |
| 2023 | 151 | $8.7M | $425,445 | $0 |
| 2022 | 164 | $8.1M | $534,029 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER LIFE & ANNUITY INSURANCE CO | Recordkeeper | $42,505 | — | $42,505 |
| MORGAN STANLEY SMITH BARNEY | Investment Advisor | — | $36,263 | $36,263 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY SMITH BARNEY — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $78,768
- Estimated Expense Ratio: 0.782% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $45,031 | — | $45,031 | — | — |
| 2023 | $63,565 | — | $63,565 | — | — |
| 2022 | $25,314 | — | $25,314 | — | — |