Plan Snapshot
- Plan Sponsor: Citizen Advocates, INC.
- Sponsor EIN: 141577715
- Sponsor Address: 324 CREIGHTON ROAD, MALONE, NY, 12953
- Plan Type: 401(k)
- Total Participants: 633
- Total Assets: $32.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 633 | $32.7M | $955,915 | $1.3M |
| 2023 | 666 | $28.9M | $944,214 | $1.2M |
| 2022 | 721 | $24.5M | $948,861 | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BPAS | THIRD PARTY ADMINISTRATO | — | $14,865 | $14,865 |
| BONADIO & CO., LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BPAS — THIRD PARTY ADMINISTRATO
- BONADIO & CO., LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $14,865
- Estimated Expense Ratio: 0.045% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $3,661 | — | $2,611 | — | — |
| 2023 | $5,700 | — | — | — | — |
| 2022 | $5,650 | — | — | — | $5,650 |