Plan Snapshot
- Plan Sponsor: Citadel Federal Credit Union
- Sponsor EIN: 231357102
- Sponsor Address: 520 EAGLEVIEW BLVD, EXTON, PA, 19341
- Plan Type: 401(k)
- Total Participants: 554
- Total Assets: $84.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 554 | $84.1M | $3.2M | $3.7M |
| 2023 | 549 | $76.2M | $2.9M | $3.6M |
| 2022 | 528 | $65.3M | $2.6M | $3.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CREATIVE PLANNING LLC | ADVISOR/INVESTMENT ADV | $40,610 | — | $40,610 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $13,660 | — | $13,660 |
| CLIFTONLARSONALLEN LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CREATIVE PLANNING LLC — ADVISOR/INVESTMENT ADV
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- CLIFTONLARSONALLEN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $54,270
- Estimated Expense Ratio: 0.064% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $54,270 | $40,610 | $1,200 | — | — |
| 2023 | $59,817 | $37,494 | — | — | — |
| 2022 | $19,463 | — | — | — | — |