Plan Snapshot
- Plan Sponsor: Cirks Construction, INC.
- Sponsor EIN: 330803265
- Sponsor Address: 1927 N. GLASSELL STREET, ORANGE, CA, 92865
- Plan Type: 401(k)
- Total Participants: 375
- Total Assets: $11.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 375 | $11.9M | $212,989 | $1.3M |
| 2023 | 330 | $10.1M | $180,502 | $941,615 |
| 2022 | 288 | $7.8M | $166,169 | $820,641 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WORLD INV ADVISORS LLC | INVESTMENT ADVISOR | $40,520 | — | $40,520 |
| EMPOWER ANNUTIY INSURANCE COMPANY | RECORDKEEPER | $23,938 | — | $23,938 |
| COTA STREET INVESTMENT MANAGEMENT | INVESTMENT MGR | $14,464 | — | $14,464 |
| ASCENSUS HOLDINGS INC DBA | CONTRACT ADMIN | $10,091 | — | $10,091 |
| POLLARO & ASSOCIATES | AUDITOR | $9,600 | — | $9,600 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- POLLARO & ASSOCIATES — AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $98,613
- Estimated Expense Ratio: 0.826% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $101,737 | — | $101,737 | — | — |
| 2023 | $83,161 | — | $83,161 | — | — |
| 2022 | $80,663 | $80,663 | — | — | — |