Plan Snapshot
- Plan Sponsor: Cipriani & Werner, P.C.
- Sponsor EIN: 251779527
- Sponsor Address: 650 WASHINGTON ROAD, PITTSBURGH, PA, 15228
- Plan Type: 401(k)
- Total Participants: 374
- Total Assets: $49.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 374 | $49.9M | $1.4M | $2.9M |
| 2023 | 334 | $40.6M | $1.2M | $2.4M |
| 2022 | 313 | $33.1M | $1.0M | $2.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL | NONE | $117,705 | $2,718 | $120,423 |
| FIRST NATIONAL TRUST COMPANY | NONE | $60,181 | — | $60,181 |
| CHARLES SCHWAB BANK | NONE | $13,517 | — | $13,517 |
| WILMINGTON TRUST NATIONAL ASSOC | NONE | $8,181 | — | $8,181 |
| LALLY & CO. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STANCORP FINANCIAL — NONE
- CHARLES SCHWAB BANK — NONE
- LALLY & CO. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $202,302
- Estimated Expense Ratio: 0.406% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $190,831 | $73,007 | $117,824 | — | — |
| 2023 | $166,301 | $65,479 | $100,822 | — | — |
| 2022 | $165,683 | — | $165,683 | — | — |