Plan Snapshot
- Plan Sponsor: Chicago Symphony Orchestra Association
- Sponsor EIN: 362167823
- Sponsor Address: 220 S MICHIGAN AVE, CHICAGO, IL, 60604
- Plan Type: 403(b)
- Plan Number: 004
- Total Participants: 139
- Total Assets: $34.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 139 | $34.2M | $366,749 | $1.0M |
| 2023 | 133 | $30.6M | $375,908 | $935,196 |
| 2022 | 128 | $26.9M | $340,393 | $934,848 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PNC INSTITUTIONAL ASSET MANAGEMENT | Investment Advisor | $31,166 | — | $31,166 |
| NEWPORT GROUP, INC. | Recordkeeper | $22,998 | — | $22,998 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $54,164
- Estimated Expense Ratio: 0.158% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $54,164 | $31,166 | $22,998 | — | — |
| 2023 | $48,600 | $27,578 | $21,022 | — | — |
| 2022 | $43,001 | $24,429 | $11,243 | — | $7,329 |