Plan Snapshot
- Plan Sponsor: Certified Folder Display Service
- Sponsor EIN: 953523645
- Sponsor Address: 1120 JOSHUA WAY, VISTA, CA, 92081
- Plan Type: 401(k)
- Total Participants: 118
- Total Assets: $5.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 118 | $5.2M | $14,400 | $214,566 |
| 2023 | 110 | $4.8M | $12,810 | $197,819 |
| 2022 | 106 | $6.3M | $4,604 | $203,509 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| INTELLIGENCE DRIVEN ADVISERS LLC | ADVISOR | $14,800 | — | $14,800 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $9,604 | — | $9,604 |
| JGD & ASSOCIATES LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- JGD & ASSOCIATES LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $24,404
- Estimated Expense Ratio: 0.467% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $24,404 | $14,800 | — | — | — |
| 2023 | $22,625 | $16,302 | — | — | — |
| 2022 | $32,054 | — | — | — | — |