Plan Snapshot
- Plan Sponsor: Ceratizit Usa, INC.
- Sponsor EIN: 593764998
- Sponsor Address: 2050 MITCHELL BLVD., SCHAUMBURG, IL, 601934544
- Plan Type: 401(k)
- Total Participants: 84
- Total Assets: $16.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 84 | $16.4M | $369,208 | $790,974 |
| 2023 | 103 | $16.2M | $393,884 | $796,950 |
| 2022 | 128 | $14.8M | $410,312 | $899,756 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $65,829 | — | $65,829 |
| EMBREE FINANCIAL GROUP | INVESTMENT ADVISORY | — | $25,882 | $25,882 |
| HUNTER BENEFITS CONSULTING GROUP | TPA | — | $8,002 | $8,002 |
| FREED MAXICK P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EMBREE FINANCIAL GROUP — INVESTMENT ADVISORY
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $99,713
- Estimated Expense Ratio: 0.607% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $56,702 | — | $56,702 | — | — |
| 2023 | $57,810 | — | $57,810 | — | — |
| 2022 | $54,788 | — | $54,788 | — | — |