Plan Snapshot
- Plan Sponsor: Central Valley Builders Supply
- Sponsor EIN: 941566034
- Sponsor Address: 1804 SOSCOL AVENUE SUITE 205, NAPA, CA, 94559
- Plan Type: 401(k)
- Total Participants: 213
- Total Assets: $13.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 213 | $13.1M | $255,345 | $849,641 |
| 2023 | 191 | $11.4M | $236,262 | $764,081 |
| 2022 | 196 | $10.1M | $220,720 | $711,424 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $43,427 | — | $43,427 |
| KESTRA FINANCIAL INC | Investment Advisor | $9,911 | — | $9,911 |
| KESTRA INVESTMENT SERVICES LLC | Investment Advisor | — | $8,289 | $8,289 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $61,627
- Estimated Expense Ratio: 0.469% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $55,898 | $12,471 | — | — | — |
| 2023 | $27,868 | — | — | — | — |
| 2022 | $9,124 | $4,722 | $4,402 | — | — |