Plan Snapshot
- Plan Sponsor: Central Oregon Heating And Cooling, INC.
- Sponsor EIN: 931121153
- Sponsor Address: 6950 SW 111TH AVENUE, BEAVERTON, OR, 97008
- Plan Type: 401(k)
- Total Participants: 157
- Total Assets: $2.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2023 | 157 | $2.8M | $226,283 | $364,863 |
| 2022 | 178 | $1.9M | $216,704 | $350,720 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RAYMOND JAMES & ASSOCIATES .00 INC | Investment Advisor | $25,094 | — | $25,094 |
| PENSION PLAN SPECIALISTS PC | Other Service Provider | $9,046 | $2,182 | $11,228 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $5,120 | — | $5,120 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $41,442
- Estimated Expense Ratio: 1.464% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2023 | $29,326 | — | $29,326 | — | — |
| 2022 | $17,344 | $11,498 | $5,316 | — | — |