Plan Snapshot
- Plan Sponsor: Central Garden & Pet Company
- Sponsor EIN: 680275553
- Sponsor Address: 1340 TREAT BLVD., WALNUT CREEK, CA, 94597
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 5,813
- Total Assets: $444.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 5,813 | $444.3M | $0 | $0 |
| 2024 | 4,060 | $434.6M | $8.2M | $17.4M |
| 2023 | 4,014 | $408.0M | $9.1M | $17.5M |
| 2022 | 4,427 | $367.7M | $9.2M | $17.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WELLS FARGO CLEARING SERVICES, LLC | Other Service Provider | — | $187,423 | $187,423 |
| VOYA RETIREMENT INSURANCE & ANNUITY | Other Service Provider | $148,800 | — | $148,800 |
| BENEFIT TRUST COMPANY | Other Service Provider | — | $126,489 | $126,489 |
| VOYA RETIREMENT ADVISORS, LLC | Other Service Provider | $93,277 | — | $93,277 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $555,989
- Estimated Expense Ratio: 0.125% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $59,505,215 | $94,082 | $34,390 | — | — |
| 2024 | $274,325 | $77,908 | $34,595 | — | — |
| 2023 | $210,811 | $58,728 | $32,640 | — | — |
| 2022 | $209,579 | — | — | — | — |