Plan Snapshot
- Plan Sponsor: Centerstone Of America, INC.
- Sponsor EIN: 200072992
- Sponsor Address: 44 VANTAGE WAY, SUITE 400, NASHVILLE, TN, 372281551
- Plan Type: 403(b)
- Total Participants: 4,133
- Total Assets: $120.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,133 | $120.6M | $3.2M | $8.0M |
| 2023 | 3,852 | $108.7M | $2.8M | $7.0M |
| 2022 | 3,526 | $92.8M | $2.6M | $6.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $342,302 | — | $342,302 |
| SHEPHERD FINANCIAL INVESTMENT ADVIS | INVESTMENT ADVISORY | — | $65,572 | $65,572 |
| NATIONAL BENEFIT SERVICES, LLC | OTHER SERVICES | — | $10,796 | $10,796 |
| LBMC, PC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SHEPHERD FINANCIAL INVESTMENT ADVIS — INVESTMENT ADVISORY
- LBMC, PC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $418,670
- Estimated Expense Ratio: 0.347% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $381,467 | — | $381,467 | — | — |
| 2023 | $307,517 | — | $307,517 | — | — |
| 2022 | $349,593 | — | $349,593 | — | — |