Plan Snapshot
- Plan Sponsor: Cardinale Oldsmobile Gmc Truck, INC.
- Sponsor EIN: 770288570
- Sponsor Address: 3239 IMJIN RD, MARINA, CA, 93933
- Plan Type: 401(k)
- Total Participants: 866
- Total Assets: $16.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 866 | $16.4M | $0 | $2.2M |
| 2023 | 784 | $13.4M | $4,905 | $2.1M |
| 2022 | 731 | $10.2M | $0 | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $54,351 | — | $54,351 |
| CAMBRIDGE INVESTMENT RESEARCH INC | INVESTMENT ADVISOR | $25,000 | — | $25,000 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $8,011 | — | $8,011 |
| COMYNS, SMITH, MCCLEARY & DEAVE | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $87,362
- Estimated Expense Ratio: 0.532% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $87,362 | $33,011 | — | — | — |
| 2023 | $59,256 | $29,221 | — | — | — |
| 2022 | $52,172 | $27,354 | $24,818 | — | — |