Plan Snapshot
- Plan Sponsor: Cardigan Mountain School
- Sponsor EIN: 020223580
- Sponsor Address: 62 ALUMNI DRIVE, CAANAN, NH, 03741
- Plan Type: 401(k)
- Total Participants: 124
- Total Assets: $27.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 124 | $27.1M | $653,829 | $532,269 |
| 2023 | 134 | $25.0M | $624,101 | $483,194 |
| 2022 | 120 | $21.9M | $604,860 | $509,470 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RICHARDS INC. D/B/A THE RICHARDS GR | Other Service Provider | $39,619 | — | $39,619 |
| TIAA-TEACHERS INSURANCE AND ANNUITY | Other Service Provider | $17,412 | — | $17,412 |
| WHITNEY PENSION ASSOCIATES, INC. | Other Service Provider | $16,120 | — | $16,120 |
| TSS FINANCIAL PARTNERS LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RICHARDS INC. D/B/A THE RICHARDS GR — Other Service Provider
- TIAA-TEACHERS INSURANCE AND ANNUITY — Other Service Provider
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $73,151
- Estimated Expense Ratio: 0.270% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $82,691 | — | $57,071 | — | — |
| 2023 | $45,887 | — | $45,887 | — | — |
| 2022 | $48,971 | — | $48,971 | — | — |