Plan Snapshot
- Plan Sponsor: Capital Region Orthopaedic Associates, P.C.
- Sponsor EIN: 141633562
- Sponsor Address: 1367 WASHINGTON AVENUE, ALBANY, NY, 12206
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 384
- Total Assets: $66.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 384 | $66.8M | $3.3M | $2.1M |
| 2023 | 342 | $59.9M | $3.3M | $1.9M |
| 2022 | 349 | $51.5M | $3.0M | $1.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GREENBUSH FINANCIAL GROUP | Investment Advisor | $78,306 | — | $78,306 |
| COMPASS360 LLC | Other Service Provider | $12,286 | — | $12,286 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $90,592
- Estimated Expense Ratio: 0.136% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $180,886 | $166,029 | $200 | — | — |
| 2023 | $177,857 | $163,193 | $200 | — | — |
| 2022 | $154,980 | $154,980 | — | — | — |