Plan Snapshot
- Plan Sponsor: Capital Guidance America, INC.
- Sponsor EIN: 760205168
- Sponsor Address: 1000 MAINE AVENUE SW, WASHINGTON, DC, 20024
- Plan Type: 401(k)
- Total Participants: 175
- Total Assets: $21.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 175 | $21.1M | $365,689 | $1.2M |
| 2023 | 161 | $18.2M | $306,936 | $978,998 |
| 2022 | 210 | $15.5M | $436,323 | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ADP, INC. | RECORD KEEPER | $42,719 | — | $42,719 |
| RICHEY MAY & CO LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ADP, INC. — RECORD KEEPER
- RICHEY MAY & CO LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $42,719
- Estimated Expense Ratio: 0.202% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $42,720 | $40,305 | — | — | — |
| 2023 | $42,101 | $675 | — | — | — |
| 2022 | $48,555 | — | — | — | — |