Plan Snapshot
- Plan Sponsor: Capital Bancorp, INC.
- Sponsor EIN: 741501536
- Sponsor Address: 10304 I 10 EAST, HOUSTON, TX, 77029
- Plan Type: 401(k)
- Total Participants: 99
- Total Assets: $18.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 99 | $18.5M | $605,121 | $576,292 |
| 2023 | 98 | $16.2M | $606,840 | $527,779 |
| 2022 | 94 | $14.2M | $585,055 | $546,699 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PAYNE & SMITH, LLC CPA | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PAYNE & SMITH, LLC CPA — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,186,503 | — | $3,899 | — | — |
| 2023 | $1,385,539 | — | $4,645 | — | — |
| 2022 | $5,015 | $3,290 | — | — | — |