Plan Snapshot
- Plan Sponsor: Cape Retirement Community, INC.
- Sponsor EIN: 431039313
- Sponsor Address: 3120 INDEPENDENCE ST, CPE GIRARDEAU, MO, 637035043
- Plan Type: 401(k)
- Total Participants: 74
- Total Assets: $2.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 74 | $2.8M | $79,562 | $196,964 |
| 2023 | 76 | $2.7M | $93,651 | $179,393 |
| 2022 | 84 | $2.4M | $98,054 | $185,547 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | INVESTMENT ADVISOR | $11,009 | — | $11,009 |
| STANLEY. DIRNBERGER, HOPPER AND ASS | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $11,009
- Estimated Expense Ratio: 0.399% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $25,505 | $11,009 | — | — | — |
| 2023 | $22,711 | $9,639 | — | — | — |
| 2022 | $17,946 | — | $17,946 | — | — |