Plan Snapshot
- Plan Sponsor: Cape Associates, INC.
- Sponsor EIN: 042476237
- Sponsor Address: 345 MASSASOIT ROAD, EASTHAM, MA, 02642
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 172
- Total Assets: $10.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 172 | $10.0M | $0 | $0 |
| 2024 | 120 | $8.3M | $204,444 | $402,311 |
| 2023 | 106 | $7.1M | $250,000 | $314,504 |
| 2022 | 108 | $6.1M | $170,675 | $320,082 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $27,437 | — | $27,437 |
| GLOBAL RETIREMENT PARTNERS LLC | Investment Advisor | $21,247 | — | $21,247 |
| CARON & BLETZER, PLLC | Recordkeeper | $15,980 | — | $15,980 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $64,664
- Estimated Expense Ratio: 0.646% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $326,553 | $21,247 | — | $15,980 | — |
| 2024 | $54,752 | $17,972 | — | $13,300 | — |
| 2023 | $46,673 | $15,402 | — | $12,500 | — |
| 2022 | $50,664 | — | — | — | — |