Plan Snapshot
- Plan Sponsor: Cambridge Information Group, INC.
- Sponsor EIN: 521088476
- Sponsor Address: 7550 WISCONSIN AVENUE, BETHESDA, MD, 20814
- Plan Type: 401(k)
- Total Participants: 352
- Total Assets: $251.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 352 | $251.5M | $641,766 | $1.6M |
| 2023 | 327 | $241.4M | $578,729 | $1.5M |
| 2022 | 297 | $229.6M | $540,321 | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CREATIVE PLANNING LLC | NONE | $79,978 | — | $79,978 |
| T ROWE PRICE RPS INC | NONE | $73,144 | — | $73,144 |
| EDELMAN FINANCIAL ENGINES | NONE | $48,946 | — | $48,946 |
| MARCUM LLP | NONE | $14,560 | — | $14,560 |
| CBIZ CPAS P.C. | Auditor | $14,560 | — | $14,560 |
| ARMOR INVESTMENT ADVISORS LLC | NONE | $6,374 | — | $6,374 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $237,562
- Estimated Expense Ratio: 0.094% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $216,627 | $48,946 | — | $14,560 | — |
| 2023 | $228,490 | $50,958 | — | $18,460 | — |
| 2022 | $266,943 | $68,049 | — | — | $97,980 |