Plan Snapshot
- Plan Sponsor: Cambridge Engineering, INC.
- Sponsor EIN: 430794560
- Sponsor Address: 760 LONG ROAD CROSSING DR., CHESTERFIELD, MO, 63005
- Plan Type: 401(k)
- Total Participants: 164
- Total Assets: $18.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 164 | $18.6M | $128,115 | $953,902 |
| 2023 | 205 | $19.6M | $317,297 | $1.1M |
| 2022 | 191 | $15.6M | $268,169 | $930,915 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | Recordkeeper | $45,615 | — | $45,615 |
| MONETA GROUP LLC | Other Service Provider | $39,904 | — | $39,904 |
| CHARLES SCHWAB TRUST BANK | Recordkeeper | — | $8,616 | $8,616 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EPIC RETIREMENT PLAN SERVICES — Recordkeeper
- CHARLES SCHWAB TRUST BANK — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $94,135
- Estimated Expense Ratio: 0.507% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $85,519 | $39,904 | — | — | — |
| 2023 | $76,713 | $37,197 | — | — | — |
| 2022 | $78,658 | $37,031 | — | — | — |