Plan Snapshot
- Plan Sponsor: Cadmium, LLC
- Sponsor EIN: 522234166
- Sponsor Address: 19 NEWPORT DRIVE, SUITE 101, FOREST HILL, MD, 21050
- Plan Type: 401(k)
- Total Participants: 130
- Total Assets: $14.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 130 | $14.2M | $651,792 | $1.3M |
| 2023 | 148 | $11.8M | $654,155 | $1.4M |
| 2022 | 146 | $8.3M | $634,701 | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $84,293 | — | $84,293 |
| MML INSURANCE AGENCY LLC | Other Service Provider | — | $35,743 | $35,743 |
| ASCENSUS | Recordkeeper | $4,635 | $6,511 | $11,146 |
| MML INVESTORS SERVICES LLC | Investment Advisor | — | $9,842 | $9,842 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ASCENSUS — Recordkeeper
- MML INVESTORS SERVICES LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $141,024
- Estimated Expense Ratio: 0.994% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $88,929 | — | $88,929 | — | — |
| 2023 | $62,907 | — | $62,907 | — | — |
| 2022 | $52,710 | — | $52,710 | — | — |