Plan Snapshot
- Plan Sponsor: C.C. Creations, Ltd.
- Sponsor EIN: 202419975
- Sponsor Address: 619 CAPITOL PARKWAY, BRYAN, TX, 77807
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 387
- Total Assets: $7.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 387 | $7.7M | $0 | $0 |
| 2024 | 326 | $6.3M | $0 | $657,707 |
| 2023 | 300 | $6.0M | $0 | $637,647 |
| 2022 | 250 | $5.1M | $0 | $516,574 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERRILL LUNCH PIERCE FENNER & SMITH | Investment Advisor | $26,519 | — | $26,519 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $24,091 | — | $24,091 |
| NOVA 401(K) ASSOCIATES | Other Service Provider | $8,006 | $3,272 | $11,278 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $61,888
- Estimated Expense Ratio: 0.805% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $365,100 | — | $55,726 | — | — |
| 2024 | $49,967 | — | $49,967 | — | — |
| 2023 | $42,200 | $36,483 | $5,717 | — | — |
| 2022 | $28,087 | — | $28,087 | — | — |