Plan Snapshot
- Plan Sponsor: C.A.P.S. INC.
- Sponsor EIN: 431243682
- Sponsor Address: 13080 HOLLENBERG DR., BRIDGETON, MO, 63044
- Plan Type: 401(k)
- Total Participants: 143
- Total Assets: $24.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 143 | $24.1M | $393,246 | $963,530 |
| 2023 | 130 | $21.3M | $349,906 | $890,422 |
| 2022 | 138 | $18.0M | $316,168 | $818,757 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CHARLES SCHWAB TRUST BANK | Recordkeeper | — | $10,504 | $10,504 |
| EPIC RETIREMENT PLAN SERVICES | Recordkeeper | $6,726 | — | $6,726 |
| MONETA GROUP LLC | Other Service Provider | $5,272 | — | $5,272 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CHARLES SCHWAB TRUST BANK — Recordkeeper
- EPIC RETIREMENT PLAN SERVICES — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $22,502
- Estimated Expense Ratio: 0.093% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $11,998 | $5,272 | — | — | — |
| 2023 | $21,373 | $5,752 | — | — | — |
| 2022 | $25,252 | $6,260 | — | — | — |