Plan Snapshot
- Plan Sponsor: C.A.P.S. INC.
- Sponsor EIN: 431243682
- Sponsor Address: 13080 HOLLENBERG DR., BRIDGETON, MO, 63044
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 158
- Total Assets: $28.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 158 | $28.1M | $0 | $0 |
| 2024 | 143 | $24.1M | $393,246 | $963,530 |
| 2023 | 130 | $21.3M | $349,906 | $890,422 |
| 2022 | 138 | $18.0M | $316,168 | $818,757 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | Other Service Provider | $12,941 | — | $12,941 |
| CHARLES SCHWAB TRUST BANK | Other Service Provider | — | $11,697 | $11,697 |
| MONETA GROUP LLC | Other Service Provider | $5,377 | — | $5,377 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $30,015
- Estimated Expense Ratio: 0.107% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,383,016 | $5,377 | — | — | — |
| 2024 | $11,998 | $5,272 | — | — | — |
| 2023 | $21,373 | $5,752 | — | — | — |
| 2022 | $25,252 | $6,260 | — | — | — |