Plan Snapshot
- Plan Sponsor: Brotherhood Of Locomotive Engineers And Trainmen
- Sponsor EIN: 300262584
- Sponsor Address: 7061 EAST PLEASANT VALLEY ROAD, INDEPENDENCE, OH, 44131
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 10,983
- Total Assets: $22.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 10,983 | $22.7M | $0 | $0 |
| 2024 | 10,641 | $20.4M | $5.1M | $894,225 |
| 2023 | 10,480 | $18.3M | $4.9M | $888,655 |
| 2022 | 10,015 | $15.9M | $4.8M | $904,145 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STEALTH PARTNER GROUP | Other Service Provider | $281,169 | — | $281,169 |
| ML, PIERCE, FENNER AND SMITH | Other Service Provider | $143,826 | — | $143,826 |
| CIUNI & PANICHI, INC. | Other Service Provider | $24,700 | — | $24,700 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $449,695
- Estimated Expense Ratio: 1.982% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $6,248,378 | $145,923 | $281,169 | $24,700 | — |
| 2024 | $462,869 | $130,888 | $284,041 | $23,800 | — |
| 2023 | $437,682 | $114,446 | $277,572 | $23,100 | — |
| 2022 | $428,915 | $113,395 | — | — | $27,089 |