Plan Snapshot
- Plan Sponsor: Bob Ruth Ford INC
- Sponsor EIN: 232257694
- Sponsor Address: 700 NORTH US ROUTE 15, DILLSBURG, PA, 17019
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 90
- Total Assets: $283,566
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 90 | $283,566 | $807,830 | $276,440 |
| 2023 | 90 | $301,649 | $758,580 | $268,081 |
| 2022 | 82 | $362,975 | $592,329 | $275,809 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE BENECON GROUP | Investment Advisor | $30,910 | — | $30,910 |
| MPB RISK SERVICES, LLC | Investment Advisor | $29,190 | — | $29,190 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $60,100
- Estimated Expense Ratio: 21.194% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,233,526 | — | — | — | — |
| 2023 | $1,096,114 | — | — | — | — |
| 2022 | $553,182 | — | — | — | — |