Plan Snapshot
- Plan Sponsor: Board Of Trustees, Western Region N
- Sponsor EIN: 330670046
- Sponsor Address: 1715 N ATLANTIC ST, SPOKANE, WA, 992054804
- Plan Type: 401(k)
- Total Participants: 435
- Total Assets: $55.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 435 | $55.4M | $2.1M | $2.8M |
| 2023 | 443 | $48.8M | $1.7M | $2.6M |
| 2022 | 425 | $37.0M | $1.7M | $2.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FOCUS INVESTMENT ADVISORS, INC | INVESTMENT ADVISORY-PLAN | $133,973 | — | $133,973 |
| TRANSAMERICA FINANCIAL LIFE INSURAN | RECORDKEEPER | $23,728 | — | $23,728 |
| NEYART ANDERSON FLYNN & GROSBOLL | LEGAL | $16,520 | — | $16,520 |
| NATIONAL BENEFIT SERVICES, LLC | RECORDKEEPER | $12,403 | — | $12,403 |
| MILLER KAPLAN ARASE LLP | AUDIT | $9,300 | — | $9,300 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA FINANCIAL LIFE INSURAN — RECORDKEEPER
- NATIONAL BENEFIT SERVICES, LLC — RECORDKEEPER
- MILLER KAPLAN ARASE LLP — AUDIT
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $195,924
- Estimated Expense Ratio: 0.354% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $180,649 | — | — | — | — |
| 2023 | $142,337 | $102,332 | — | $8,700 | — |
| 2022 | $128,006 | — | — | — | $128,006 |